When life happens, your mortgage shouldn't be a burden. Monica Samuels helps South Florida homeowners secure Mortgage Protection Life Insurance — so your family stays in the home you built, no matter what.
Two powerful products. One mission: keep your family in their home no matter what life brings.
If you pass away, your mortgage gets paid off — your family keeps the home. Simple, powerful protection for South Florida homeowners.
Double protection — life coverage PLUS a payout if diagnosed with cancer, heart attack, or stroke. Keep your mortgage paid while you recover.
Monica has deep roots in South Florida — she knows these communities and the families who call them home.
From your first call to full coverage — we make mortgage protection simple and fast.
Tiffany is our AI-powered voice assistant. She answers calls, explains coverage options, and books consultations with Monica — any time of day or night.
Scalable AI-powered mortgage protection outreach — from single county to statewide. Tiffany works while you sleep.
Choose a time that works for you — Monica will walk you through exactly which coverage is right for your family and budget.
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Click the card below to learn about Monica's story, mission, and the faith that drives everything she does.
Monica Samuels grew up in Jamaica with a deep sense of community and purpose. When she moved to the United States over 30 years ago, she brought with her an unwavering work ethic, a servant's heart, and an unshakeable faith that would define everything she built.
She planted her roots in South Florida, where she has spent more than two decades as a licensed real estate broker serving families across Miami-Dade, Broward, and Palm Beach counties. Through thousands of real estate transactions, Monica witnessed firsthand the devastation that strikes when a family loses their home following an unexpected death or critical illness.
That experience was the spark. Monica founded SIS Mortgage Shield with one clear mission: to ensure that no South Florida family ever has to face the heartbreak of losing their home because they didn't have the right protection in place. As a licensed Life, Health and Annuity Agent in Florida, she now combines her real estate expertise with personalized insurance solutions — serving homeowners who need someone they can truly trust.
Monica also founded Samuels AI Solutions, helping businesses harness the power of artificial intelligence. Tiffany — the AI voice assistant powering SIS Mortgage Shield — is a reflection of Monica's vision: technology in service of people. Tiffany works around the clock so that no lead is missed and every homeowner gets a timely, caring response.
"God is God — and I believe He places people in my path so I can serve them. Every family I protect is a blessing. Protecting your home is not just my business — it's my calling."
— Monica Samuels, Founder · SIS Mortgage ShieldCommon Questions
Mortgage protection life insurance is a policy designed so that if you pass away, the death benefit pays off your remaining mortgage balance, allowing your family to keep the home. It is different from PMI (private mortgage insurance), which protects the lender rather than your family.
No. It is not required by law or by most lenders. It is optional coverage homeowners choose to protect their family from losing the home after an unexpected death.
PMI protects the lender if a borrower defaults on a low-down-payment loan. Mortgage protection life insurance protects your family by paying off the mortgage if you pass away, so they are not left with the payments.
Cost varies based on age, health, mortgage balance, and coverage type. Monica Samuels, a licensed Life, Health and Annuity Agent in Florida, provides a free, personalized quote after a short consultation.
Miami-Dade County, Broward County, and Palm Beach County in South Florida.
A life insurance policy that also pays a lump sum if you're diagnosed with a covered critical illness such as cancer, heart attack, or stroke, in addition to the standard death benefit.
Get your free mortgage protection quote today. Tiffany will follow up within the hour.
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